Dalian's First Technology Achievement Transformation Cost Loss Insurance Business Was Successfully Implemented

Nov 06, 2024

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On August 21, Dalian Branch of PICC Property and Casualty Company Limited and Tenor Low Carbon New Energy Technology (Liaoning) Co., Ltd. formally signed a contract to provide 100,000 RMB of risk protection for the company's "Garbage Incinerator Self-Reducing Fly Ash Technology" project under development, marking the successful implementation of the city's first science and technology achievement transformation cost insurance business, and a new breakthrough in the city's science and technology finance empowerment of science and technology achievement transformation.

Tenor Low Carbon New Energy Technology (Liaoning) Co., Ltd. is mainly engaged in the research and development and sales of grates. In the process of product development, it actively cooperates with universities and research institutes to continuously improve product technology. In December 2023, through the matchmaking of Dalian Ganjingzi District Fenglan Industry-University-Research Institute, an intermediary institution for the transformation of scientific and technological achievements in our city, it signed a technology transfer contract for "Garbage Incinerator Self-Reducing Fly Ash Technology Research and Development" with Dalian University of Technology, and purchased a patent project in the substantive examination stage. PICC Property & Casualty Insurance Dalian Branch combines the actual needs of customers and analyzes the liability of existing technology insurance products to insure customers for technology achievement transformation cost loss insurance, with a coverage of 100,000 RMB and a premium of 5,000 RMB, to protect customers from losses during the transformation of technology achievements.

Since the beginning of this year, the Municipal Science and Technology Bureau has worked hard to build a diversified technology financial service system, and actively connected with insurance institutions such as PICC Property & Casualty Insurance Dalian Branch to explore and develop technology achievement transformation insurance and technology enterprise insurance loan linkage products, aiming to give full play to the role of insurance in increasing trust and enhance the enthusiasm of enterprises for the transformation of technology achievements. By building an insurance system of "pre-risk assessment, in-process risk tracking, and post-efficient service", a full-process management mechanism for risk identification, risk assessment, risk warning, and risk disposal of technology achievement transformation is established, providing technology, products and service support for the "loss reduction + empowerment" of the science and technology innovation industry, promoting and promoting technology insurance to enable enterprises to be self-reliant and self-reliant, and effectively promoting the transformation of scientific and technological achievements.